| Homeowners Insurance Policies We Provide 1 All-In-One Full Protection
2 Personal Property
3 Personal Liability
4 Contents with Special Limits
5 Medical Payments to Others
6 Additional Living Expense
7 Typhoon Shutter Discounts
8 Package Policy Discounts
9 Supplementary Coverage
10 Dwelling
11 Coverage For Renters
Coverages Personal Property
Protects personal property in your home including furniture, electronic equipment, appliances, clothing and other valuable belongings.
Personal Liability
Protects you from possible legal suits arising from persons being injured on your premises. Higher limits are available, up to $100,000. It also protects you if you accidently injure someone while enjoying recreational activities such as golfing, hunting and fishing.
Contents with Special Limits
The amount of coverage is determined by the policy limit you select except for a few types of personal property that have special limits.
* Money, bank notes, coins ............................ $100
* Securities, stamps and deeds ....................... $500
* Watercraft and equipment .......................... $500
* Cameras, projectors or their equipment......... $200
* Burglary of jewelry, watches and furs ............. $500
Medical Payment to Others
Covers limited medical expenses for someone who is injured on your property or is accidentally injured by you or a relative living with you. The amount of coverage is determined by the policy plan you select.
Additional Living Expense
We will pay you up to 5% of sum insured for the dwelling to maintain your standard of living if you are unable to live in your home due to damage caused by any of the insured perils. Covered expenses are those over and above what you would normally spend for food, shelter and related items.
Typhoon Shutter Discount
Come in today and receive 10% off your typhoon insurance premium, provided you have commercially installed metal shutters on all your doors, windows, or plate glass. A 5% discount can be given if you secure your house with non-metal shutters (plywood) to cover all glass doors, windows and plate glass.
Package Policy Discount
You can receive an additional 10% discount on your homeowners coverage if you have a homeowners policy and two fully insured vehicles with Nanbo.
Supplementary Coverage
First Aid Expenses– pays for the expenses incurred by the insured for first aid to others at the time of an accident or bodily injury.
Debris Removal– covers reasonable expenses to remove damaged property following a covered loss.
Temporary Repairs– covers temporary repairs incurred to protect covered property from further damage.
Optional Coverages– available for additional premium:
Increases Personal Liability limits. For just $8 more you can increase your personal liability limit to $100,000.
Dwelling
Basic protection for your home from fire, lightning, earthquake, explosion, typhoon, vandalism and burglary.
Try Our All-In-One Full Protection Homeowners Policy |
