INDIVIDUAL

• Whole Life, Universal Life and Term Life
• Options/Riders
• Accidental Death Rider
• Waiver of Premium Rider
• Family/Spouse/Children Rider
• Payroll Deduction Plans

GROUP - Employee Benefits

• Group Life: Contributory and Non-Contributory
• Group Health Insurance: Medical and Dental
• Accidental Death and Dismemberment Coverage
• Group Long Term Disability
• Cancer or Critical Illness Insurance
• Payroll Deduction Plans

BUSINESS OWNERS

• Whole Life, Universal Life and Term Life
• Executive Bonus Life Insurance (Key Man Coverage)
• Group Life Insurance
• Group Health Insurance

How to Use Your Health Plan Wisely…

OVERALL HEALTH

• Take good care of yourself.
• Reduce intake of junk food, excessive sugar and salt.
• Watch your weight.
• Avoid foods high in fat and cholesterol, especially fried foods.
• Exercise regularly.
• Maintain a good posture.
• Do not smoke.
• Do not abuse alcohol or drugs.
• Get rest.
• Implement good stress management.
  

MEDICAL TREATMENT

If you become ill, seek medical attention immediately. Use the GMH Emergency Room for only those cases which are bonafide emergencies. For non-emergency situations, visit your doctor's clinic or urgent care services.

Choose the right doctor for your illness.